Imagine being turned down for a loan or paying higher interest rates due to errors on your credit report. It happens more often than you might think. And the negative consequences don’t stop there.

People who froze their credit files before September may notice some changes when the time comes to thaw the files. As of Sept. 21, a new law requires that the three major credit reporting bureaus — ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

A recent report from U.S. PIRG Education Fund, a consumer advocacy group, found that complaints filed with the Consumer Financial Protection Bureau about credit-report companies nearly doubled between ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

If you’ve ever applied for a credit card or personal loan, you’ve probably had a credit check. This is essentially when a potential lender pulls your credit to see whether you’re someone they want to ...

Do you know the difference between 550 and 780? Yes, they’re 230 digits apart, but they’re also examples of bad and good ...

Dear Liz: Two of my credit card issuers have drastically lowered my credit limits. They blamed my credit report at Equifax. At first, Equifax could not even find my report. I had to send paperwork to ...