RBI may approve reduced provisioning for stage-2 loans, lowering requirements from 5% to 1-3% under ECL guidelines, sources ...

The expected credit loss framework has transformative potential, as it could fundamentally strengthen the risk and capital ...

India’s central bank is to rewrite how it recognises credit risk. The Reserve Bank of India wants to replace its decades-old, incurred-loss provisioning system with an Expected Credit Loss framework, ...

ECL is undoubtedly a significant improvement over past provisioning frameworks, and with thoughtful adjustments, it can deliver even greater value, writes Srinath Sridharan The RBI has been actively ...

Banks should adjust their economic capital and loan loss reserves to reflect the forecasting risk in expected credit loss models, according to two credit risk modelling experts. They fear expected ...

The ECL framework is a new, forward-looking approach to loan-loss provisioning that requires banks to estimate and set aside ...

The scope of the impairment requirements under the new standard are now much broader, says accounting and business advisory firm Baker Tilly Monteiro Heng in Malaysia. The ECL model requires ...