Forbes contributors publish independent expert analyses and insights. Diane Omdahl is a Medicare expert who keeps her readers in the know.

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. Picture this: An employee never turns down extra work, always obliging. On the surface, ...

What exactly is observation, when does it start, and how does it develop? Here’s a big tip: The best observers are less-opinionated. If you operate with opinions, you observe to confirm or refute them ...

Self-awareness unfolds in three movements. First, we observe. Then, we reflect. Finally, we act. Observation is the spotlight: the capacity to notice what is happening in the moment. Reflection is the ...

How do observation stays differ from hospital admissions? Observation stays are technically outpatient visits, and Medicare generally pays hospitals far less for them. The agency paid about three ...

Over the past 50 years, astronomers have made dozens of major discoveries that help explain the nature and origins of the universe. They’ve measured the cosmic microwave background, or leftover ...

Draw what you see, not what you think what you see, is probably a recommendation that you've heard a lot if you're a beginner artist, but it can be harder than it might sound. It also raises questions ...