Cred.ai is a credit-building service that describes itself as a “high-tech and premium card spending experience.” Its main product is the Unicorn Card, which it says is a “life-changing debit card ...

The twenties are the foundational years for credit, but few young adults fully understand how much their financial future is ...

A good credit score can help you in buying a home, starting a business or getting a car loan. CNBC Select explains how to get started building credit.

Almost 28 million people have no credit at all. If you have little or no credit, know that you aren’t alone. But no need to worry — you can still build credit and do it fast. You can become an ...

Which credit card is best?” is an impossible-to-answer personal finance question. There are hundreds available, but no single best credit card. Here's why.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

Since the emergence of credit cards in the 1960s and the creation of credit scores in the late 1980s, Westerners have utilized the established practice of financial borrowing for decades. While ...

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A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making payments on time – they get reported to the credit bureaus and help you ...

Cred.ai has a credit-builder credit card called the Unicorn Card. There are multiple products that can be paired with the card. A deposit account with Cred.ai is required in order to use the ...