As of March 2025, 1.76% of U.S. consumers had a FICO Score of 850, according to Experian data. Some notable traits of consumers with a perfect credit score include an above average …

Jul 25, 2024 · Hard inquiries may cause your credit score to fluctuate slightly, compared to a soft inquiry, which doesn't pull your credit and has no effect on your score.

Jun 14, 2025 · Perfect credit, or even really good credit, opens doors for American consumers. But how do you get there?

Sep 8, 2023 · FICO® Scores are a sequence of three-digit numbers ranging from 300-850* and are based on the information provided by credit bureaus such as Equifax, TransUnion and …

Sep 10, 2025 · A credit score of 800 or above definitely counts as perfect credit, and for some lenders, anything above 750 counts, too. The reason is that once you surpass 750 or 799, you …

Dec 12, 2024 · In this guide, we’ll tell you exactly what a perfect credit score is and how you can work towards achieving it.

Apr 3, 2024 · What is a perfect credit score? Is a perfect credit score worth it? A perfect credit score is a score of 850 on the FICO and VantageScore scoring models.

Jun 26, 2025 · What is an excellent credit score? An excellent credit score typically falls between 800 and 850 on the most common credit scoring models: FICO and VantageScore. Both use a …

Feb 3, 2024 · While a perfect score is impressive, you don’t need a score of 850 to be considered creditworthy. Although a credit score in the low to mid-700s is good, scores above 760 are …

Feb 17, 2025 · There are several credit-scoring models, but the most commonly used are the Vantage and FICO scores. The lowest credit score indicates very poor credit. The highest …